
What makes a couple call it quits after decades together? The answer isn’t always a dramatic betrayal or sudden crisis-it’s often a slow drift, punctuated by life changes that hit harder in midlife and beyond. Over the past several years, therapists and researchers have been sounding the alarm on the rise of “gray divorce,” the term for separations among couples aged 50 and older.
These breakups are redefining what we consider long-term commitment. Sure, divorce rates among younger adults have declined, but the numbers among older couples-especially those over 65-continue to rise. And the reasons are deeply entwined with the peculiar difficulties and opportunities presented by later life. From political inclinations to health concerns, experts reveal the common triggers that can unravel even decades-strong bonds.

1. Decades of Quiet Resentment
“Most long-term marriages don’t end because of explosive fights, but because of the little stuff that piles over decades,” says Marina Edelman, a licensed marriage and family therapist. Small frustrationsunequal household chores, mismatched communication stylescan slowly pile up until they seem insurmountable. For many women, menopause becomes a breaking point. Physical symptoms such as hot flashes, vaginal dryness, and night sweats coupled with emotional changes like anxiety or depression can serve to magnify the dissatisfaction they have ignored for so long. In one study, 91.3% of postmenopausal women reported sexual dysfunction, and 74.1% had low marital adjustment scoresnumbers that speak to the deep impact these changes are having on intimacy and connection.

2. Effects of Menopause on Intimacy
Beyond physical distress, menopause often changes self-image and sexual confidence. Hypoestrogenemia may cause genitourinary problems, reduced desire, and discomfort during intercourse, frequently affecting the sexual satisfaction of both partners. Indeed, studies indicate that when women’s sexual dysfunction increases, the sexual function of their spouses may also decline, thus leading to a vicious cycle that puts stress on marital intimacy. For some couples, this phase in life brings about reevaluation of the relationship as it no longer meets their emotional or physical needs.

3. Habitual Infidelity
Couples and sex therapist Kate Engler notes that, quite often, gray divorces involve more than just a onetime mistake in infidelity; rather, it is a pattern that has repeated over the years. Over time, repeated betrayals can shred any willingness to forgive. As people age, they reflect on how they want to live out the remaining decadesand many come to decide they no longer want to live through another pattern of betrayal and attempts at repair. Leaving becomes not about anger but rather about reclaiming peace.

4. Empty Nest Disconnect
For some couples, parenting served as the glue that kept them together. When children leave the home, that shared purpose is gone, and cracks in the relationship are revealed. One finding from the Wisconsin Longitudinal Study is that empty nest status is associated with greater marital closeness for manybut not allcouples. For others, the quiet house highlights little they had in common beyond co-parenting. According to dispute resolution expert Kimberley Best, “When the children are gone, some couples realize they have drifted apart and no longer have shared interests or a strong connection.”

5. Shifts in Political and Social Values
Edelman has noted that shifting political climates can destabilize long marriages. Couples who aligned in their 20s and 30s may find themselves on opposite sides of polarizing issues like abortion access, gun control, or pandemic policies. Retirement or reduced work hours often mean more time consuming news and opinion media, heightening the differences. For some, the inabilityor unwillingnessto bridge ideological divides becomes a dealbreaker.

6. Health and Caregiving Concerns
Later in life, inevitable questions arise: Will this partner care for me when I am seriously ill? Is it realistic for me to care for them? For many, the answers are shaped by real-world caregiving experiences. In one set of hospice caregiving case studies, older spouses cited stress from trying to manage patient needs with their own declining health. Financial pressures, physical limitations, and emotional exhaustion can make lifelong caregiving a daunting prospect-particularly if past behavior indicates that support will not be forthcoming.

7. Financial Stress in Approaching Retirement
Gray divorce can be financially ruinous. Best says that the division of assets later on in life often translates into halving retirement savings, reduced income levels, and increased living expenses. Any hidden debt or financial infidelitysuch as secret accounts or unapproved large purchaseswill further erode that trust. For women, the consequences can be particularly devastating: 25% of gray divorced women slip into poverty, in part because of lower Social Security benefits.

8. Growing Apart With Age
Aging changes priorities, interests, and values. Some couples grow closer during this phase, while others find their paths diverge. Longer life expectancy adds another layer: people may look ahead and decide they don’t want to spend 20 or more years in a marriage that no longer feels fulfilling. As Engler says, “I still have a life to live, and I want to be happy” is a sentiment she hears often from clients.

9. Changing Expectations of Marriage
Cultural changes have redefined what it means to have a successful marriage. While older generations were raised to accept the lifetime commitment of marriage, today’s culture focuses on personal happiness and emotional satisfaction. Economic independence for women has also reduced the likelihood of remaining in a relationship because of financial reasons.
This shift in expectations allows more people to regard divorce not as a failure but as a way to live their life more authentically. Rarely is gray divorce about one event; it’s years of subtle shifts, unmet needs, and changing life circumstances. Where the trend does reflect increased freedom to choose happiness at any age, so too does it imply ongoing communication, adaptability, and mutual care as necessary in long-term relationships. Couples negotiating midlife may find that understanding these common triggers can be the first step toward addressing issues before they become irreparable.


